Attention homeowners in Pittsburgh and Allegheny County: Need an appraisal?
Here are the top seven reasons PA homeowners hire Nordquist Appraisal LLC:
Own a home in or near Pittsburgh, PA and need help determining the value of it?
We at Nordquist Appraisal LLC understand the particular needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a homeowner that probably doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Nordquist Appraisal LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other homes close to yours. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Nordquist Appraisal LLC is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Nordquist Appraisal LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would wish to have a seasoned professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Nordquist Appraisal LLC offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Nordquist Appraisal LLC can We can assist you. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.